Rates effective
August 1, 2018
| Loan Type |
Annual Percentage Rate |
|
NEW AUTO RATES |
|
24 months - 48 months |
STARTING AT 2.09% |
|
60 - 84 months |
STARTING AT 2.09% |
 |
|
USED AUTO RATES (N.A.D.A values are used) |
1 yr. old
36-60 months |
STARTING AT 2.49%
100% of retail
over 15,000 miles |
2 yrs. old
36-54 months |
STARTING AT 2.49%
95% of retail |
3 yrs. old
36-48 months |
STARTING AT 2.49%
90% of retail |
4 - 6 yrs. old
48 months |
STARTING AT 2.49%
85% of retail |
7 yrs. & older
36 months |
STARTING AT 2.49%
75% of retail |
|
|
CREDIT CARD |
|
VISA Platinum |
8.99% |
|
VISA Classic |
12.99% |
|
|
ALL OTHER LOAN RATES |
| A
Credit Score 700+. Maximum $10,000 depending on debts & income - max terms 36 months |
6.75% |
| B
Credit Score 699-675. Maximum $10,000 depends on debts & income - max terms 36 months |
7.75% |
| C
Credit Score 674-650. Maximum $10,000 depends on debts & income - max terms 36 months |
9.75% |
| D
Credit Score below 650. Credit Rebuilder Loan Maximum. $3,500. Max terms 18 months |
10.75% to 18.00% |
|
Pay Day Loans |
18.00% |
FULLY-Share (savings) Secured
(Terms vary share balance maximum) |
2.25% |
|
Certificate Secured |
2.50% above certificate rate
terms vary certificate balance maximum. |
|
Motorcycle, Boat, Camper or Jet Ski - NEW |
1.50% above new car rates 90% financing maximum 60 months |
|
Motorcycle, Boat, Camper or Jet Ski - USED |
1.75% used car rates 75% of sale price N.A.D.A. values used |
*APR = Annual Percentage Rate
Late fee-$10 or 5% of default amount (not less than $5), whichever is less, if more than 10 days late.
|
