Loan Rates
Rates effective February 18, 2021
| Loan Type | Annual Percentage Rate |
| NEW AUTO RATES | |
| 24 months - 48 months | STARTING AT 1.90% |
| 60 - 84 months | STARTING AT 1.90% |
 |
|
| USED AUTO RATES (N.A.D.A values are used) | |
|
25,000 to 99,000 miles up to 84 months |
STARTING AT 2.69% 100% of retail under 99,000 miles |
|
Over 100,000 miles up to 54 months |
STARTING AT 3.69% 100% of retail |
|
|
| CREDIT CARD | |
| VISA Platinum | 8.99% |
| VISA Classic | 12.99% |
|
|
| ALL OTHER LOAN RATES | |
| A
Credit Score 700+.Maximum $10,000 depending on debts & income - max terms 36 months |
7.75% |
| B
Credit Score 699-675. Maximum $10,000 depends on debts & income - max terms 36 months |
8.75% |
| C
Credit Score 674-650. Maximum $10,000 depends on debts & income - max terms 36 months |
10.75% |
| D
Credit Score below 649-625. |
11.75% |
| E Credit Score below 624 and less. | 14.75% |
| Pay Day Loans / Special Loans | 18.00% |
| Credit Rebuilder Loan Maximum $3,500. Max terms 18 Mths | 18.00% |
|
FULLY-Share (savings) Secured (Terms vary share balance maximum) |
2.50% |
*APR = Annual Percentage Rate
Late fee-$15 or 5% of default amount (not less than $5), whichever is less, if more than 10 days late.
*Loans subject to credit approval; some restrictions apply.
