What's New at HSCU
Effective Date: January 2012
 

New Member Benefits from AAA

AAA – A brand new benefit for Healthcare Services Credit Union Members!

AAA is more than just emergency roadside service, and you qualify for a discounted membership! 



Healthcare Services Credit Union and AAA have partnered together to offer all of the trusted services of AAA, but at a discounted rate, exclusively for our credit union members.


Members can have the AAA discount membership dues drafted from their credit union account.



The benefits of AAA are endless.



With over 100 years of experience, AAA continues to be the most trusted membership organization offering reliable Emergency Road Service.



Enjoy savings and special discounts on your lodging, attractions, dining, daily shopping and more!



  • With an AAA membership, you can save every day with lodging, entertainment, sports and shopping discounts at local malls, restaurants, hotel and car reservations, luggage and on retail prescriptions. AAA is the place to get your Discount Theme Park and Attractions tickets, including Disney, Universal, SeaWorld, Dollywood, Chattanooga attractions and much more.

  • AAA offers free travel services, such as maps, TourBooks®, TripTik® planners, Theme Park Packages, travel insurance and travel planning.

  • Looking for reliable auto repair? AAA offers a network of approved auto repair shops in your area where you can receive no obligation inspections plus discounts on labor costs.

  • Ready to save money on auto and home insurance? Enjoy the same quality and high standards of service with AAA's Insurance agents. With a local office on Gunbarrel Rd., it is convenient for Healthcare Services Credit Union members to visit or call and receive FREE Insurance reviews. On average AAA insurance saves customers over $400 a year!



Get peace of mind and savings every day of the year with an AAA membership through Healthcare Services Credit Union. The possibilities are endless!



Call your local AAA Representative for today- David Rhea at (423) 296-1021 or email David at drhea@aaasouth.com



Click here for more information about your benefit





Ready. Set. GO!
Why wait around or postpone what you need? Get started on the road to financial savings today by turning to HSCU for all of your loan financing needs. It doesn’t matter if you are looking for a car loan, personal loan or even a Student Loan, we’re here to help you.

*loans subject to credit approval


YES! We did say STUDENT LOANS!
As you may have noticed above, we said student loan. A student loan is designed to help students pay for university tuition, books, and living expenses. We are NOW offering assistance with a student loan program. If you are interested, visit our website or give us a call.


Email Alerts That YOU Customize...And They're FREE!
How would you like to get a text message or email message from us if your account goes below a certain amount? Or when a certain check number clears your account? HSCU now has the ability to send you a text message or email message that you customize. It’s that simple. Simply access this service via Internet Teller and set up your alert messages. You can even make changes. Take advantage of it today to get started.


Start Saving Today for December Shopping
Who couldn’t use some extra money for holiday shopping? Open a Christmas Club account with us and start saving painlessly. And, you only need $5 to open the account. Make deposits through payroll deduction or any time you stop in the credit union office or shared branch location. Ask for information and start saving for the 2012 holiday season today!


YES! We said FREE!
Your debit card shouldn't cost you money!
We are certain that you enjoy using your debit card! But who wants to pay a monthly fee for using that convenience? Not you! If you are carrying a bank debit card, be prepared that you could be charged a fee. There’s a quick solution to avoiding this fee - don’t bank with them! Carry a HSCU debit card - it’s FREE*! We understand that big banks can offer convenience with branches and ATMs on every corner, but with our shared branching and Co-Op ATM Network, we offer our members the same benefits + it’s FREE.

Don’t give the mega banks any more of your hard-earned money. Make the switch to a HSCU debit card and treat yourself to a latte instead!

*certain restrictions apply



Youth Websites - Check them out!
Don't forget to let the kids in your life know about our new Kirby Kangaroo and CU Succeed websites! The Kirby Kangaroo Club is a great way to introduce kids to saving at HSCU. With the help of Kirby Kangaroo, kids learn the importance of saving and the benefits of becoming a member of a Credit Union.

CU Succeed is a great new network designed especially for teens. CU Succeed features an informative and entertaining quarterly newsletter and an awesome interactive website to help teens learn more about money and credit.


You Can Save Money with Sprint
Healthcare Services Credit Union is pleased to bring these savings to you through the Sprint Credit Union Member Discount Program!

> 10% off most regularly priced Sprint individual service plans

> 15% off most regularly priced Sprint business service plans

> No fee on new activations

> No upgrade fee

> Available to new and existing Sprint customers

Tell Sprint you’re a Healthcare Services Credit Union member and get started on your way to savings today!

*Verification of membership is required at time of activation/upgrade



Shared Branching
Our shared branch is OPEN on Gunbarrel Rd! It is located in the Concorde Creek parking lot adjacent to the new shared branch which is being built at 1529 Gunbarrel Road. Business hours are from 9:00 a.m. to 2:00 p.m. Monday thru Friday, weather permitting. In the event of severe weather, please call 294-2524 for a location update.

Please note that due to the mobile nature of this shared branch, cash withdrawals are limited to $500 per member per business day.



It's All About Family at HSCU...
We've got something for everyone!
The beauty of credit union membership is that, once you join, you are a member for life. Once a member, always a member. Your family members are also eligible to take advantage of the many products and services Healthcare Services Credit Union has to offer.

Whether they are new to the family or have been around for a long time, we’d love to have them as a part of OUR Credit Union family! Chances are good that whatever you love about HSCU, your family members will too. Don’t wait any longer, encourage your family members to join today.

*Family Member: Natural, adopted, foster, or step parents/siblings/children/grandchildren & grandparents



Bad Credit? We've Got Something for You!
Even if your credit score isn’t in tip-top shape, HSCU can still help you! If you’re in the market for a new/pre-owned vehicle or need a signature loan to help pay for unexpected expenses, but your credit isn’t the best...ask us for help! We’ve got a special program with you in mind. Don’t let the worry and stress keep you from asking for help - we’re here for you!



Searching for More Time?
Consider e-Statements and Bill Pay!
When you sign up for E-Statements you will begin receiving your account statement online instead of in the mail. E-Statements is a free and secure way to receive your account information each month. We do not send your actual statement through email, instead we send you an email notification that your E-Statement is available to view online. Additionally, why not pay your bills online with our Bill Pay service? Save on stamps and pay your bills with just a few clicks. Access both servics via our homepage.



Shared Branching Locator Now Available FREE on Your iPhone!
Financial Service Centers Cooperative, Inc(FSCC), the nation’s largest and most convenient credit union Shared Branching Network, recently announced the launch of the new credit union Shared Branching locator app on iTunes. The free app is available to download and offers over 6,400 locations to perform Shared Branching transactions. The app features the familiar swirl logo representing CU Service Centers® so members can be confident the app is authentic.

SHARED BRANCHES: Hixson Branch in the Northgate Mall is open on Saturdays, Gunbarrel office will be OPENING SOON! - contact us for a listing of the CU Service Centers in our area. Or visit http://www.co-opnetwork.org for locations across the United States.



Surcharge Free ATMs!
HSCU is part of a national network of surcharge free ATMs for Credit Union members which is called the CO-OP ATM network. Locations are nationwide but in the Chattanooga area they are TN Valley Credit Union and Dupont Credit Union locations. REMEMBER:! this is ATM transactions ONLY!! These locations DO NOT offer shared branching! But you will not be charged a fee at these ATM locations.












 

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