|
|
 |
Current Savings Rates
| Effective Date:
February 1, 2012
|
| SHARE RATES &
CLUB ACOUNTS |
NOMINAL
RATE |
APY* |
| Share
and Club Accounts
|
| |
0.10%
|
0.10%
|
| |
| IRA
accumulation accounts |
| |
0.70%
|
0.70%
|
| |
Money
Market Accounts
Minimum balance to open
$2,500
|
| $0 - $2,500 |
0.15%
|
0.15%
|
| $2,501 - $8,000 |
0.25%
|
0.25%
|
| $8,001 - $25,000 |
0.30%
|
0.30%
|
| $25,001 - $50,000 |
0.45%
|
0.45%
|
| $50,001 - $75,000 |
0.55%
|
0.55%
|
| $75,000 and up |
0.60%
|
0.60%
|
| |
| Share
Draft (checking) |
| |
0.05%
|
0.05%
|
| *Must maintain a minimum
balance of $200 for all three months of the quarter to earn
dividends. |
| |
| Share
Certificates |
| 3 Months |
0.35%
|
0.35%
|
| 6 Months |
0.55%
|
0.55%
|
| 12 Months |
0.65%
|
0.65%
|
| 18 Months |
0.70%
|
0.70%
|
| 24 Months |
0.80%
|
0.80%
|
| |
| IRA
Certificates |
| |
.10% above the share certificate rate
|
| Minimum
amount
$1,000
|
| |
Seniors
Savers Club
55 years old or wiser
|
| $800-$1,499 |
0.15%
|
0.15%
|
| $1,500-$2,499 |
0.20%
|
0.20%
|
| $2,500-$4,999 |
0.35%
|
0.35%
|
| $5,000 & up
|
0.60%
|
0.60%
|
| Minimum
amount
$800
|
*APY
= Annual Percentage Yield. Account fees may affect APY
Rates are subject to change by the Board of Directors. |
|
|
|
|
