|
|
 |
Current Savings Rates
| Effective Date:
July 1, 2008
|
| SHARE RATES &
CLUB ACOUNTS |
NOMINAL
RATE |
APY* |
| Share
and Club Accounts
|
| |
0.50%
|
0.50%
|
| |
| IRA
accumulation accounts |
| |
3.00%
|
3.03%
|
| |
Money
Market Accounts
Minimum balance to open
$2,500
|
| $0 - $2,500 |
0.50%
|
0.50%
|
| $2,501 - $8,000 |
2.25%
|
2.27%
|
| $8,001 - $25,000 |
2.45%
|
2.47%
|
| $25,001 - $50,000 |
2.65%
|
2.68%
|
| $50,001 - $75,000 |
2.85%
|
2.88%
|
| $75,000 and up |
3.00%
|
3.03%
|
| |
| Share
Draft (checking) |
| |
.25%
|
.25%
|
| *Must maintain a minimum
balance of $200 for all three months of the quarter to earn
dividends. |
| |
| Share
Certificates |
| 3 Months |
2.25%
|
2.27%
|
| 6 Months |
2.75%
|
2.78%
|
| 12 Months |
2.75%
|
2.78%
|
| 18 Months |
2.75%
|
2.78%
|
| 24 Months |
2.75%
|
2.78%
|
| |
| IRA
Certificates |
| |
.10% above the share certificate rate
|
| Minimum
amount
$1,000
|
| |
Seniors
Savers Club
55 years old or wiser
|
| $800-$1,499 |
1.65%
|
1.66%
|
| $1,500-$2,499 |
1.85%
|
1.86%
|
| $2,500-$4,999 |
2.00%
|
2.02%
|
| $5,000 & up
|
2.25%
|
2.27%
|
| Minimum
amount
$800
|
*APY
= Annual Percentage Yield. Account fees may affect APY
Rates are subject to change by the Board of Directors. |
|
|
|
|
