Current Savings Rates
Effective Date: September 1, 2010
SHARE RATES & CLUB ACOUNTS
NOMINAL RATE
APY*
Share and Club Accounts
 
0.20%
0.20%
 
IRA accumulation accounts
 
1.00%
1.00%
 
Money Market Accounts
Minimum balance to open $2,500
$0 - $2,500
0.20%
0.20%
$2,501 - $8,000
0.30%
0.30%
$8,001 - $25,000
0.40%
0.40%
$25,001 - $50,000
0.55%
0.55%
$50,001 - $75,000
0.70%
0.70%
$75,000 and up
0.90%
0.90%
 
Share Draft (checking)
 
.10%
.10%
*Must maintain a minimum balance of $200 for all three months of the quarter to earn dividends.
 
Share Certificates
  3 Months
0.75%
0.75%
  6 Months
0.95%
0.95%
12 Months
1.05%
1.05%
18 Months
1.15%
1.15%
24 Months
1.45%
1.46%
 
IRA Certificates
 
.10% above the share certificate rate
Minimum amount $1,000
 
Seniors Savers Club
55 years old or wiser
$800-$1,499
0.30%
0.30%
$1,500-$2,499
0.45%
0.45%
$2,500-$4,999
0.55%
0.55%
$5,000 & up
0.90%
0.90%
Minimum amount $800
*APY = Annual Percentage Yield. Account fees may affect APY
Rates are subject to change by the Board of Directors.

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